Term of use :
The www.hoistfinance.fr website (hereinafter referred to as “the Site”) is published by :
Hoist Finance AB (publ) - Succursale Française - 165 avenue de la Marne - Bâtiment B1 - 59700 Marcq en Baroeul RCS Lille Métropole: 843 407 214 - N° TVA : FR 31 843 407 214
Hoist Finance AB (publ), a public limited company incorporated under Swedish law with share capital of SEK 29,767,666,663,000.
The company head office : Box 7848 - 103 99 Stockholm, Sweden
Registered with the Swedish Companies Registration Office under number: 556012-8489
(below named « HOIST»)
HOIST FINANCE AB (publ), is a licensed credit institution in Sweden.
Prudential supervision of the French branch is the responsibility of :
- of the Financial Supervisory Authority – Finansinspektionen, Box 7821, 10397 Stockholm, Sweden
-and the French Prudential Control Authority (ACPR), 4 Place de Budapest, CS 92459, 75436 Paris Cedex 09.
Legal representative: Makram Chebli, Director of French branch
Publishing Director : Makram Chebli, Director of French branch
Hosting provider : Azure cloud
Picture credits : Hoist Finance - Pexels
Contact: We invite you to contact us at the following address: service.client@hoistfinance.com
Phone number (toll-free) : +33 3 20 91 51 00
Use of the Site :
These general terms and conditions of use for the https://www.hoistfinance.fr/
website (hereinafter referred to as “the Site”) apply to all persons connecting to the Site, hereinafter referred to as “the User”.
Users of the Site expressly undertake to comply with these terms and conditions and acknowledge that browsing the Site implies unreserved acceptance of these terms and conditions.
Accessing services :
Site users can access the following services without registering or logging in:
- Privacy policy
- Frequently asked questions
- Contat forms
- The blog
Any user with access to the Internet can access https://www.hoistfinance.fr/ free of charge and from any computer (smartphone, computer and tablet).
Hoist Finance is not responsible for any costs incurred by the user in accessing the site (internet connection, hardware, etc.).
The following services are available to Hoist Finance customers only.
- Online consultation of your file and transactions
- Update your profile
- Setting up a payment
The identification process consists of the customer's reference number, which is mentioned in communications issued by Hoist Finance, and the customer's date of birth.
If the customer does not have a customer reference, he/she can identify him/herself by providing his/her surname, first name and date of birth.
In both cases, a validation code is sent to the customer by SMS or email.
Once the validation code has been entered into the form, identity verification is considered complete.
The customer can then log in using his e-mail address and a secure password.
They will then have access to information on the status of their debt and can either settle it or set up a payment schedule.
The site and its various services may be interrupted, in particular for maintenance purposes, without prior notice or justification.
User responsibility
The User is responsible for the risks associated with the use of his/her login and password.
The User's password must remain secret. Hoist Finance declines all responsibility in the event of disclosure of the password.
The User assumes full responsibility for the use made of the information and content available on the https://www.hoistfinance.fr/ website.
Any use of the service by the User resulting directly or indirectly in damage must be compensated by the site.
Hoist Finance's responsibility :
Hoist Finance cannot be held responsible for any server or network malfunction.
Similarly, the site cannot be held liable in the event of force majeure or the unforeseeable and insurmountable act of a third party.
The https://www.hoistfinance.fr/ website undertakes to use all necessary means to guarantee data security and confidentiality.
Intellectual property rights:
The contents of the https://www.hoistfinance.fr/ website (logos, text, graphics, videos, etc.) are protected by copyright under the French Intellectual Property Code.
The User must obtain Hoist Finance's authorization before reproducing, copying or publishing any of this content.
Governing law :
These General Terms and Conditions of Use are governed by French law. Any dispute relating to the use of the Site or the interpretation of these Terms and Conditions shall be brought exclusively before the French courts within the jurisdiction of Lille Métropole.
Hyperlinks :
The Site contains hypertext links to other sites. The decision to activate these hyperlinks rests exclusively with the Site's Users. HOIST cannot be held responsible for the content of these sites or for the way in which they are operated and accessed.
HOIST expressly forbids the creation of a hypertext link to the content of its Site without its prior written authorization.
Responsability :
The User acknowledges having read these terms and conditions and agrees to abide by them.
The elements and information contained on the Site are provided for information purposes only and do not engage the responsibility of HOIST.
The User is informed and accepts that HOIST reserves the right to modify, correct and update the content of the Site at any time.
HOIST cannot be held responsible for the consequences of an interruption or operating difficulty preventing access to the Site or any of its functionalities (including all hypertext links or any other computer link) for any reason whatsoever.
The User is solely and fully responsible for the Use of the Site and undertakes to take all appropriate security and protection measures, in particular against viruses on the Internet. As a result, the User may not, under any circumstances, hold HOIST liable in this respect.
HOIST cannot be held responsible for elements beyond its control, for damage caused by third parties or by the technical environment/equipment of Site Users (computers, telephones, software and other equipment) or in the event of a computer virus attack on the technical environment of the Site User and/or third parties.
HOIST may not be held liable by the User and/or third parties in particular for: loss of profits, losses resulting from an interruption of service due to a connection problem and failure or misinterpretation of operations carried out on the Site.
Intellectual property :
HOIST is the only owner of the information and content (texts, logos, trademarks, etc.) appearing on the website. Under no circumstances may the User modify, copy or reproduce in whole or in part, or transmit any information appearing on the website.
Any unauthorized reproduction, distribution, representation or extraction of the content of the Site constitutes an infringement of HOIST's intellectual property rights and may result in the liability of the infringer.
The User undertakes to take all necessary precautions against viruses and other harmful elements which may be introduced on the Site.
